Along with innovative and fully integrated “traditional” plan designs, CGI can readily develop customized solutions featuring the following benefit enhancements:

Preferred Pharmacy

CGI has access to preferred pharmacy benefits pricing from the nation’s leading Pharmacy Benefit Management firms (PBMs). This allows us to pass on cost savings and the expertise and resources necessary to better manage your pharmacy benefits program.

Executive Benefits

Increasingly, corporations are looking for ways to attract, retain and reward their key executives. Our Executive Benefits Practice can provide guidance and expertise in creating a customized plan to meet your needs through the use of programs such as:

  • Key Person Life and Disability Coverage
  • Deferred Compensation Plans
  • Executive Carve-Out Long Term Care Insurance
  • Endorsement Split Dollar Arrangements
  • Section 162 Bonus Plans
  • Restricted Executive Bonus Arrangements
  • Corporate Owned Life Insurance (COLI)

Business Continuity

What happens when a business owner becomes disabled or passes away? CGI Business Solutions can provide simple solutions through:

  • Succession Planning
  • Buy-Sell Life Insurance
  • Buy-Sell Disability Insurance
  • Disability Overhead Expense Coverage

Supplemental Employee Benefits

To create parity within their benefits platform, more and more companies are providing supplemental insurance options to their executives to compliment the group programs. CGI can assist in:

  • Employer Sponsored Supplemental Life Insurance
  • Employer Sponsored Supplemental Disability Insurance
  • Employer Sponsored Individual Long Term Care Insurance